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Ivy Waters International Standards · CP-05-02

Financial Modeling & The Micro-Business Canvas

Version 2.2.0 · 2026 · © 2026 Ivy Waters International. Licensed under CC BY 4.0.

Ages are the anchor. Grade names are Ivy Waters stage labels for this framework, not a claim about any national school system.

CP-05-02Ages 10–11 · Grade 5 · Good Citizenship/Humanities Capstone standard

Financial Modeling & The Micro-Business Canvas

The Grade 5 Capstone: The Exhibition & Entrepreneurial Pitch

Your child maps out the core financials of their idea: listing fixed startup costs, calculating the exact cost of production, defining the retail price, and declaring the business's profit margin.

In real life

For their bracelet stall, your child lists the beads and cord costs ($14), works out each bracelet costs $1.40 to make, prices them at $4, and proudly announces a $2.60 profit per sale.

Capstone standards are the culminating projects of their stage — evidence that the year's work came together in one piece.

How to cite this

Standards are permanent: an ID issued in this edition keeps pointing at the same standard. Cite it like this.

Ivy Waters International Standards v2.2.0 (2026). Standard CP-05-02: Financial Modeling & The Micro-Business Canvas. https://ivywaters.com/standards/CP-05-02

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Ages are the anchor. Grade names are Ivy Waters stage labels for this framework, not a claim about any national school system.

A machine-readable CC BY 4.0 release is published for reuse and integration. Schools and tools may display, adapt, and map their own records against it with attribution.

Ivy Waters International Standards · Version 2.2.0 · 2026 · © 2026 Ivy Waters International. Licensed under CC BY 4.0.

The school for a childhood lived beyond the classroom · Ivy Waters International · © 2026 All rights reserved.